Terms of Service

Effective Date: 12 February 2026

1. Acceptance of Terms

By using ExpenseSumo ("the App"), you agree to these Terms of Service. If you do not agree with any part of these terms, please do not use the App.

2. Eligibility

You must be at least 13 years old to use the App. By registering, you confirm that you meet this age requirement.

3. Account Registration

To use the App, you must register with a valid email address and create a password. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

4. User Data and Privacy

All data you enter in the App, including accounts, budgets, and transactions, is private and stored securely. Please refer to our Privacy Policy for detailed information on data collection and protection.

5. Use of the App

You agree to use the App only for lawful purposes and in accordance with these Terms. Prohibited actions include, but are not limited to:

  • Attempting to access accounts of other users without authorization.
  • Submitting false or misleading information.
  • Using the App for illegal activities.

6. Limitation of Liability

The App is provided “as is” and “as available.” We do not guarantee accuracy, reliability, or uninterrupted access. We are not liable for any damages arising from the use of the App, including data loss, errors, or other issues.

7. Termination

You may delete your account at any time. We reserve the right to suspend or terminate accounts that violate these Terms or for any reason at our discretion.

8. Changes to Terms

We may update these Terms from time to time. Any changes will be posted on this page with a new "Effective Date." Continued use of the App after changes indicates your acceptance of the updated Terms.

9. Contact Us

If you have questions about these Terms, please contact us at: