Founding Member offer: lock in lifetime access, limited to 500 spots.
Private by Design · No Bank Login

Stop Wondering Where Your Money Went

A calm, private way to track every account, every transaction, and every budget, right in your browser. No bank linking. No app to download. Just a few seconds a day to finally know.

Cancel anytime during the trial. Free plan available, no card needed.

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Why Switch

Built differently.
On purpose.

Most money apps try to do the thinking for you, sync your bank, guess your categories, send you reports you never read. We chose the opposite. The few seconds it takes to log a transaction is exactly what builds awareness.

Other Budget Apps

Require your bank login to work properly
Categorize your spending without asking you
Pile on features you'll never use
Start as a "free trial" then charge $15/month
Quietly sell your spending data to third parties
The Better Way

ExpenseSumo

Works without ever linking a bank account
You log it, so you actually remember it
Focused on the few things that matter most
Pro from $4.58/month billed yearly, and a free plan that never expires if you just want the tracking
No bank login. No trackers. We never share what you type.
Built For

Money that makes sense
for the life you live.

Whether you earn in one currency or three, track only your own spending or split costs with a friend, ExpenseSumo handles it without the bloat.

Solo Budgeters

Track every rupee, dollar, or euro. Set a monthly limit, see your real net worth, know exactly where the money went.

Expats & Remote Earners

Earn in USD, spend in PKR, save in AED. Multi-currency accounts with pre-filled rates on every transfer.

Freelancers & Side Hustlers

Separate income streams, recurring bills, and personal spending across multiple accounts. One dashboard, no spreadsheet gymnastics.

Friends & Family Lenders

Lent your cousin 20k? Borrowed from a friend? Track what you owe and what's owed to you as a first-class transaction type. Never lose track again.

Everything You Need

The features that matter.
Nothing that doesn't.

Every tool you need to stay on top of your money.

Multi-Account Support

Cash, credit, loans, mortgages, and IOUs, every account you actually have, in one place. Up to 2 accounts free, unlimited on Pro.

Budgets That Don't Lie

Set a monthly limit. We tell you exactly where you stand: on track, spending fast, almost there, or overspent. No spin.

Multi-Currency Tracking

Accounts in different currencies. Transfer between them with pre-filled rates you can adjust. Net worth in your home currency.

Recurring Transactions

Set up your salary, rent, subscriptions once. They log themselves every cycle, on time, with a clear overdue indicator.

True Net Worth

Cash minus credit, minus loans, minus what you owe people. Updated the moment you save a transaction. The number you can actually trust.

Privacy by Design

We don't collect bank logins or card numbers. The only data we store is what you type in. Nothing is ever sold or shared.

How It Works

Up and Running in
Four Simple Steps

From sign-up to full clarity in minutes. No bank linking. No setup wizard from hell. Just results.

1

Create your account

Email or social signup. Two minutes. Start a Pro trial or use the free plan.

2

Add your accounts

Cash, savings, credit cards or IOUs. Start with one, add more anytime.

3

Set a budget (or skip it)

Pick a category, set a limit. We'll show what you spent last month.

4

Log as you go

Tap, type, save. ExpenseSumo handles the rest.

Pricing

Honest Pricing.
No Surprises.

Simple pricing. Try Pro free for 14 days, or start on the free plan.

Monthly Yearly
Save 34%
Limited Slots

Founding Member

$79

All future Pro features, forever.

$79 one time. Founding price for the first 100 members, then $109.

  • Everything in Pro, plus:
  • One-time payment, no renewals
  • Founding Member badge
Get Lifetime Access

Pro

$4.58/mo

Billed as $54.99/year. Cancel anytime.

Includes a 14-day free trial.

  • Everything in Free, plus:
  • Customisable budgets & categories
  • More recurring frequencies
  • Unlimited accounts
  • Lifetime transaction history
  • Pro badge
Start 14-Day Free Trial

Free

$0

No credit card, no expiry.

Upgrade anytime. Your data comes with you.

  • Expense tracking
  • Basic budgets & categories
  • Monthly recurring transactions
  • Multi-currency support
  • 2 financial accounts
  • 90 days transaction history
Start with Free
Ready?

Start tracking.
Stop wondering.

Two minutes to sign up. Your data, your money, your awareness. Yours from day one.

Try Pro Free →

Cancel anytime · Free plan available · Your data, never sold